Gramma's World

Gramma's World

Here's my mom's blog...only time will tell if she keeps posting...or starts posting since I did the posts so far. It was a nice break from the retards at the bank and loan company

Planning a new attack...wanna join?

As if things weren't as bad as they were, we found out today about $6000 more reasons to attack and destroy the loan broker. Yep, $6000 in random fees and whatnot for this damn house. Okay, so $2200 is property taxes for the year and $165 is my house insurance so the overall fees are about $3500. No wonder people can't buy...of course, it could just be a company with rip off rates. Who the hell knows. I'm just tired of the whole thing. I talked with the moron Jason and missed the opportunity, at the end of the call, to say "By the way, thanks for neglecting to inform me about the need for my transcripts thus delaying the process requiring us to get power of attorney incorrectly because of the other moron we worked with. Have a nice day jackass." Mom says it's a good thing I didn't because we still have to work with him. I think I'll key his car...in my mind i imagine him crying. Imagination is a great tool for relieving one's greivances without getting arrested. Everyone knows I'm too chicken to actually commit such acts.

I promise, eventually this site will sound happier and full of stories about being a new doctor. All I know is that from my 2 weeks in the real world, it really sucks monkey balls.

and again

The jackass idiots at the loan company and credit union have fucked up again. The loan company didn't approve use of the power of attorney because the moron at the credit union didn't know that there were specific forms for real estate. I guess I shouldn't blame her for her lack of education on the issue but now there are more hoops to jump through thanks to her inexperience. I guess being a notary or a mortgage loan officer takes no skill but to sign your name and use a rubber stamp. They don't actually learn about different forms and whatnot. I hope they suffer. You do realize that this is all written in an attempt to make me happier and that once this is over, I don't really hope for total suffering and dismemberment of Jason and the credit union officer...only a few major painful moments should they have to go through a similar process. The most frustrating thing about this is that all of it could have been avoided if the idiots at the loan company told me back in april or early may that my transcripts were required. They gave me a huge checklist and no where on there was a request for transcripts and at no point did they try to contact me again with request for additional documents. Kind of hard to get something if you don't know they want it in the first place. Then the insurance could have been done and the paperwork ready on June 1st for dad to sign in person. Fucking Moron Jason.

Loan Story...the saga continues

Well, turns out that the loan officer at the credit union neglected to tell us that we needed to inform the loan company about our power of attorney so that they could tell the title company about it. Seems that none of these people ever deal with POA otherwise I would guess they would have been on top of it. So now I wait by the phone to find out if just bringing the document with us as well as a quick faxed letter from the loan company will suffice so that we can finally sign the damn loan papers today. I was told this yesterday at 4:30 because the lady at the title company insisted on calling my cell phone with a 503 area code instead of the 504 code clearly printed on the paper. When she finally figured that out, it was 4:30 pm. Now I wonder if the atlas van agent who has yet to return my call is doing the same retarded thing. Maybe they think I got my area code wrong? But then why don't they try the area code I give them? Maybe I should secede from this world and form my own where people are efficient, knowledgeable, can read, and use common sense.

Hey, did I tell you that it costs $20 to open a credit union account? I guess I'm "joining" the union so I pay the fee. Sheesh! I better earn some good interest on my savings account...at least more that what I would have earned at a regular bank.

more annoyances

Ok, so add to my list of people who are annoying me this week the person at the credit union. My mom calls this morning and the loan person at the credit union tells her that the papers may be ready friday or monday but if no call from the title company comes by monday afternoon, that she should call some woman named shirley. So I tell my mom to call today to make sure this is all true and if it can be done friday. And guess what...it isn't even the right person! THis woman has no idea who the hell we are and has no idea about our title & loan papers! This may not even be the right title company! SO who the hell knows where the loan company or credit union sent the loan papers! My real estate agent is calling the correct title company officer to see what's up. So annoying! And now I'm annoying my mom because I'm being "mean and bossy."

Lookey Lookey

As you can see, I changed things a bit. I tried finding a fun background at blogskins but they were all pretty lame or too distracting. So I settled for one made by blogger designers. Then I added some profile things and links as well as the opportunity to email me any random things...just don't spam me please or I will be forced to get a bounty out on your head. I also added a guestbook and hit counter...as you can see I have the free versions so I have to keep those bravenet ads on here. All in all, I like this new blog. Now to add the link to the old blog and inform the public of this new one...though I think only my dad and other unknown visitors read this anyway.

Retard Loan Officers

Well, the loan of my home is in limbo right now because of a retard known as Jason at the loan company. Basically, everything is messed up because he failed to tell me at any point of the process that started back in April that he would need a copy of my med school transcripts, a document that would have taken less than a day to procure. This could have been done while I was lazing away in new orleans waiting for graduation to approach. Instead, we show up at the bank yesterday and are told that they need this document to process the loan. So we do this. And then it isn't until late today that they tell us that we need to take care of house insurance paperwork. So because of this dummy's inability to inform and the general inefficiency of the whole process, who knows if we'll close when we're supposed to. I feel bad for the seller of my home who's been so great. Ugh!

OH my god! They let me graduate!!!

Welcome to the next stage of my life - Residency! If you'd like to learn about the things I experienced, thought of, and got angry about during medical school, check out the link over on the left to my med school blog. Now time to customize this baby!